Share Certificates range in terms from 12 months to 36 months and are available with a minimum deposit of $1000.00. Share certificates pay a higher rate of dividend. You have several options available for dividend posting: Dividends may be added to the certificate, mailed to you monthly or posted to any account you have with the credit union. Certificate rates are available in the rate section of this web site. This is a great way to set money aside for special long term savings plans. If you would like more information about share certificates please E-Mail us at Savings@Taperlockcu.org or call your local branch office.